लोन लेने से पहले अपना क्रेडिट स्कोर चेक करे
(1) Bank bazar Credit score Loan account
About us
Check Credit Score, Apply for Instant-Approval Personal Loan & Credit Card
Credit Score → Track your Credit Score!
Compare & Apply → Instant-Approval Personal Loans, Credit Cards & Home Loans.
EMI Calculator → Loan EMI calculations made simple!
Bank Balance Check → Check your bank balance and Credit Card spends with ease!
Reminders → Get Loan EMIs & Credit Card bill payment reminders.
Transaction History → Track all your latest transactions.
BankBazaar is the largest online marketplace for financial products – instant-approval Personal Loans, Credit Cards, etc. The app helps you compare various financial products like Personal Loans & apply for Credit Cards offered by different banks.
The BankBazaar App is the best Personal Finance Manager app that automatically tracks your monthly spends in a secure manner. The app also helps you identify any incorrect transactions/fines and act upon it immediately. Best of all, the features are automatically configured based on the SMSes sent to you by your bank and Credit Card company.
What You Can Do With The BankBazaar App:
★ Get your Credit Score and track it regularly
★ Compare and apply for quick-approval Loans and Credit Cards:
→ Apply for instant & quick Personal Loans
→ Apply for instant-approval Credit Cards
→ Apply for Home Loans
★ Manage your money better by tracking your transactions & expenses
★ Bill payment reminders for Loan EMIs & Credit Card
★ Calculate EMIs with our smart loan EMI calculator
★ Check your loan eligibility & get instant quotes
★ Get daily fuel rate alerts → Gold Rate, Silver Rate, Petrol Price & Diesel Price
★ Find IFSC codes, address and contact information for all Indian banks
★ Track your application status
Features:
Get Credit Score
➤ A Credit Score is an important measure of your financial health and a good Credit Score can help you get a loan or a Credit Card easily
➤ Credit Scores range from 300 to 900, and generally a Credit Score above 750 is considered excellent by lenders and is preferred for granting a loan or credit card.
Ultimate Personal Finance Manager → Bank Balance Check, Credit Card & Loan EMIs
➤ Bank Balance Check: Check bank balance for multiple bank accounts and track all your latest transactions
➤ Credit Card Spends: Check your Credit Card outstanding and track your spends easily
Why BankBazaar needs the following permissions:
SMS - READ_SMS, RECEIVE_SMS
→ Required to read financial SMSes to track transactions & provide a summary of daily spends, bills due, income etc.
Contacts - GET_ACCOUNTS, READ_CONTACTS
→ Required to fetch the verified Google email for sign-up & inviting phone contacts to try the app
Device Info - READ_PHONE_STATE
→ Required to pre-fill mobile number in application
Location - ACCESS_FINE_LOCATION
→ Required to verify current address if the user wants to apply for a Loan/Credit Card
Customers applying for a Personal Loan should note that:
➤Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
➤Depending upon the applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
➤For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260
➤ However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
➤Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.
Contact Us:
Helpdesk: 044-66511800
E-mail: android-support@bankbazaar.com
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(2) Paisa bazar
About us
Free CIBIL Report, Apply for Personal Loan & Credit Card
Check your Free Credit Score from CIBIL and other credit bureaus. And choose from a wide range of personalized Loan & Credit Card offers, from India’s top Banks, NBFC and fintech lenders
What you get with the Paisabazaar App:
• Free Credit Report from multiple credit bureaus including CIBIL
• Updated Credit Score & refreshed Credit Report every month for free
• Credit Report in regional languages, including Hindi, Marathi, Gujarati, Telugu etc.
• A wide choice of 300+ products, from 130+ lenders
• Customised Personal Loan offers, ranked according to your eligibility
• 60+ Credit Cards, matching your lifestyle, spends and eligibility
• Instant micro-loans (Rs 1000 to Rs 50,000) for immediate cash needs
• All Loan & credit card offers – ranked according to your need & eligibility
• Pre-approved loan & credit card offers, curated just for you (Zero/Minimum documentation, Instant disbursals)
• Compare, Choose & Apply for the most-suited loan & card with ease, digitally
• Expert assistance for free till disbursal of loan / card out
• Different types of Business Loan offers to grow your business
• Home loans with lowest interest rates from wide range of lenders
• Explore secured loans offers on Gold Loan, Loan Against Property
• For existing borrowers, wide choice to transfer your home/personal loan
• EMI Calculators to plan your loans better
• PaisaTrackr to conveniently track all your spends with real-time analysis
Who are we? A brief introduction …
Paisabazaar.com’s brand philosophy is “Paison Se Badhkar” and as India’s largest marketplace platform for lending products, our brand promise to all our consumers is to be their financial companion for life, always available to them with the right advise, product and assistance. All for absolutely free.
Paisabazaar.com was founded in 2014 under the Policybazaar Group and in three years, became the largest marketplace platform for lending products. Here are some other milestones our consumers and partners have helped us achieve along the way --
• In FY 2019-20, became the only independent digital platform to disburse USD 1.5 billion or Rs 11,000 crore worth of loans (on an annualized basis)
• Receives over ~1.7 million product enquires in a month from more than 1100 cities and towns in India
• Introduced a ‘Chance of Approval’ model for loans and Credit Cards. This helps our consumers get the most-suited lending product, according to need and eligibility
• One of India’s most recognized and popular consumer brands, awarded ‘Best Fintech Brand’ by the Economic Times in 2016 & 2018.
• Earned the trust and goodwill of over 22 million consumers
Download the Paisabazaar App to become credit healthy and avail loan and card offers from India’s leading banks and financial institutions via seamless digital processes.
Contact us:
Toll Free: 1800 208 8877
WhatsApp: 851 009 3333
Email: app@paisabazaar.com
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Customers applying for a Personal Loan should note that:
• Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
• Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
• For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260
• However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
• Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.
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(3). One Score Credit score insight
About us
Get your CIBIL & Experian credit score, reports & insights regularly on OneScore
OneScore is the best app to check your free credit score (फ्री क्रेडिट स्कोर) & understand your credit report. No Spam, No Ads - ever!
Now check & track your CIBIL score along with your Experian credit score with OneScore. Download the latest version of OneScore to check your CIBIL score now!
Everyone with a loan or credit card has a credit score, & staying up to date on yours is crucial. Your credit score affects your major purchases - your car, your house, & even paying for your education. It makes sense to not only track your credit score but also take the necessary steps to improve it.
OneScore helps you understand your credit score for free & monitor it regularly. We give you insights on what makes up your score & alert you when something changes in your report. Using OneScore does not hurt your score (but not using it may!).
We understand that your credit score is a key piece of personal information. Don’t worry, unlike other apps that spam you with loan offers, we do not use this information for sourcing loans for financial institutions. None of your information is shared with any third parties or institutions.
No Ads, No Unnecessary App Permissions & Trusted for life!
Inconsistent email ids across accounts? Using too much of your credit card limits? Someone enquiring in the Bureau on your behalf? We will highlight all small & large aspects of your score to help you decide if you wish to act upon or change them to improve your score.
There are 4 credit bureaus in India - Experian, Equifax & CRIF High Mark. OneScore shows your CIBIL credit score & Experian credit score & helps you keep track of both of them individually.
Key Features
🆓Free Credit Report: Track your score on the go & understand the factors that impact your score. Your score will be updated every month.
Now OneScore shows your CIBIL score along with Experian score.
🧠Credit Score Insights: OneScore will analyze & highlight any aspects that need your attention.
🗒️Credit Score Planner: Use our planner to get useful insights on how to improve your score.
✅Ad Free: No pesky calls for loans. No spam & unnecessary app permissions. And best of all, no tedious advertisements.
🛡️Safe & Secure: Totally Safe & Secure. None of your information is shared with any third party or institution.
Credit Score(क्रेडिट स्कोर) Basics
◼ Credit score is calculated based on the data that is provided by the lending institutions to the bureaus.
◼ A credit score indicates your creditworthiness to potential lenders such as banks & mortgage lenders. It indicates how responsible you are likely to be in paying off your balances.
◼ Credit is scored on a scale that ranges from 300 to 900. The higher the number, the better off you are. Get started on your credit journey here!
◼ Keeping a good credit score is beneficial while applying for a job. Employers check credit scores to check how responsible the candidate is before hiring.
Who can enroll on OneScore?
Anybody with a loan or credit card can get OneScore & check their फ्री क्रेडिट स्कोर. You need to be over the age of 18 with a valid PAN card number that can be matched to a credit profile from the Experian credit bureau.
What info do I need to have handy when I sign up?
To sign up, we'll ask you for some basic personal information such as your mobile number, email ID & name. Next, we will authenticate you with a One Time Password (OTP) sent to your registered mobile number. In case we are not able to find your credit report, we may ask you for some additional information such as your PAN Number, Date of Birth.
Will using OneScore hurt my credit score?
It won’t. You can use all OneScore features without affecting your credit score.
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