Online Mobile Loan Less than one minute

(1) Zest money Mobile Loan

About us

Shop for whatever you want, pay later in small, easy payments.

ZestMoney. Dream big, pay small.

A better life is for everyone. And Zest helps make it accessible for millions to upgrade, to enhance, to rise, while keeping it affordable. Buying with Zest gives you the freedom to shop right now and repay in either 30 days, or 3 or 4 months. You get to pick what works best for you. With a quick 3-step approval process Zest is accepted at over 10,000 online & 75,000 offline stores.

Buy anything from laptop to TV to DSLR camera to a mobile on EMI at 0 down payment and 0 interest at our partner online and offline stores. Get no cost EMI without credit card or CIBIL score. Loyal ZestMoney customers are also offered personal loans making it the only loan app that you will ever need.Get your instant credit limit today and shop across Amazon, Flipkart, MakeMyTrip, Yatra, Myntra & 10,000+ online stores and pay later in easy EMIs.

ZestMoney is India’s leading digital financing solutions provider. It has partnered with registered banks & NBFCs through which it facilitates consumer loans. It is loved by more than 11 million users across India. Customers from more than 16K pin codes have availed loans through ZestMoney ranging anywhere from INR 1,000 to INR 10 Lakhs!

Awards & Recognition

ZestMoney was named a Technology Pioneer by the World Economic Forum in 2020. In the same year, CB Insights recognized ZestMoney as one of the 250 most promising fintech companies in the world.

Download to shop now and pay later with zero cost EMI !

Why should you use ZestMoney?

● Best Pay Later App with affordable EMI tenures

● Shop on EMI with 10000+ stores

● Fully digital process with no paperwork

● Instant loan approval and disbursal

● No credit card or CIBIL score required

What are the unique benefits of using ZestMoney?

★ Avail 0% Interest EMI**

★ 0 down payment

★ Zero application fees

★ Zero processing fees**

★ No pre-closure fees

How do you sign up with ZestMoney?

● Download the ZestMoney app

● Complete your profile

● Submit required documentation

● Activate your credit limit

Where can you use ZestMoney?

You can make purchases on Amazon, Flipkart, MakeMyTrip, Myntra, Yatra, Mi, Oyo, Sangeetha Mobiles & 10000+ online stores. You can buy anything from smart phones to speakers from these stores.

How can you avail personal loan through ZestMoney?

ZestMoney facilitates personal loans through its lending partners to select customers based on different factors like good repayment behavior etc. The loan tenure can vary from 3 months to 36 months. The maximum cost (interest & processing fee) can go up to 36% based on an individual's credit profile, although most of our customers incur much lower cost. As an example, if you take a personal loan of Rs.20,000 for a tenure of 12 months at 20% interest rate, you will have to pay a processing fee of Rs.708 (3% of loan amount & GST) and your EMI will be Rs.1853. The total interest charged will be Rs.2232 (which is already included in your earlier mentioned EMI amount). Hence, you will be paying a total of Rs.22,940.

What can you do with the ZestMoney app?

Purchase Gift Cards

You can buy gift cards for Amazon, Flipkart, Myntra etc.

Manage loans

View/manage past and active loans in your account.

Repayment

Make repayments for active loans to increase your available credit limit.

Apply for Personal Loan

Eligible customers can apply for a personal loan.

Discover Merchants

Discover our merchant partners across all channels.

Support

Communicate with our customer support through phone or chat to get your queries resolved.

** Terms & Conditions apply

ZestMoney Privacy Policy : https://www.zestmoney.in/privacy/

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(2) Lazypay Paylater Credit score Credit via upi

About us

LazyPay is your go-to Pay Later, Free Credit Score Check & Instant Loan app

Looking to pay later on your favourite merchants? Or understand more about your credit score? Look no further than LazyPay. LazyPay lets you buy now and pay later across merchants. You can pay the total every 15 days, without any interest. There are exciting merchant offers and cashbacks too. You can even use your LazyPay credit limit at any store that accepts UPI. And if the transaction is over INR 3000, you can convert it into EMIs.

LazyPay does everything a credit card does, and more. You even get online loans with instant approval and zero collateral. It is easier, faster and more convenient. So stop wasting time with paperwork to apply for a credit card or a personal loan, and try LazyPay’s digital credit card instead.

Pay Later

Want to quickly buy things and pay for it in one shot? Just buy now, pay later. Use our flexible no-cost payment options on your favourite merchants across 250+ websites and mobile applications. You can even use your LazyPay credit to pay at any shop that accepts UPI payments! LazyPlus also gives you access to no cost EMI options. Get credit that’s easy, instant and stress-free.

Credit through UPI

With LazyPay - you can scan UPI QR codes to pay using LazyPay Credit online & at shops everywhere. This is done via UPI payments using a special LazyPay UPI Credit handle that’s assigned to you. And if the purchase is over Rs. 3000, you can convert it into easy EMIs.

Merchant Offers

Craving a meal? Or a weekend getaway? You can use our services and look for Swiggy Coupons, Zomato Coupons, TataSky Coupons, MedLife Coupons and AbhiBus Coupons. Use LazyPay and get multiple offers, cash discounts as well as cashbacks while paying on your favourite applications.

Free Credit Score

Are you aware of what your credit score is? A healthy credit score ensures that you are eligible to get loans and saves you financial stress. You can use the free credit score check feature which would normally cost INR 1200 on the LazyPay app and find out your CIBIL credit score. This helps you instantly find out if you are eligible for a loan. It also helps keep a track of changes in your CIBIL score and improve your rating.

Instant Personal loan

Whatever your dreams and aspirations, LazyPay comes to your rescue with instant personal loans. This online loan can reach you within minutes. Our instant personal loans are cash loans where the lump sum amount is transferred to your bank account. The entire process is paperless making sure there is no contact with anyone during these trying times.

LazyPay is India’s leading online Instant Credit app offering its users a credit limit between Rs 10,000 to Rs 1 lakh with instant approval and zero collateral. Personal loan interest rates range from 15% to 32% p.a. with EMI tenures of 3 to 24 months. You can use it to travel, buy electronics, cover medical expenses, home renovations & more!

*Sample EMI Calculation*

Loan amount = Rs 10,000 Tenure = 6 months, @ interest rate of 18%* p.a.

EMI = Rs 1,755/- p.m.

Processing fee = Rs. 200

Total Payment = Rs. 10,730

* Interest rate varies

Join over 2 million fellow Indians using the LazyPay application daily to get instant personal loans, check their credit scores, and make payments easily.

Have questions? Reach out to us at wecare@lazypay.in or raise your query here: https://rewards.lazypay.in/contact-us/.

It is important to note, we believe in total transparency and data safety and security. All your information stored with us will never be shared with anyone for any reason.

Xpress Cash from 3,000 to 1 lakh with an Annual Repayment Period - 3 to 18 months. Percentage rate (APR) between 16-32% on a reducing balance basis

Revolve rates - 36% to 42% Revolve there is no period for repayment. It's a monthly rolling feature

Convert to EMI - 3 month 24% | 6 month 26% Tenure basis- 3 to 6 months.

(3) Slice Credit your line

About us

Get upto 2% cashback, Pay bill over 3 months with 0 extra charges, No annual fee

Hello there, slice to meet you 🙏

You got bills, we got a card to dice em up 🥋

slice is a truly no-fee VISA card designed to help you buy stuff and pay later whenever you want. slice offers credit limit from ₹2K to ₹10 lakh and helps you improve & build your credit score 👊

We also have a simple, smart, and transparent app that helps you track and manage your expenses, get cashback and discounts, and lastly, a superior customer experience. Ugh, don't you hate it when the customer service is terrible? Try us out, you will never leave us 💪

Why should I get a slice card?

- A forever free card that comes with no annual fees, no joining fees, and no hidden charges ✌

- Get upto 2% cashback on every slice card transaction. It doesn't get better than this, does it? 😉

- Low on money at the end of the month? You can slice your bills over 3 months for free

- Get instant cashbacks and discounts with slice spark when you shop on Amazon, Flipkart, Myntra, Zomato, Swiggy, MakeMyTrip and many more 😎

- Transfer money from the slice card to your bank or paytm account instantly. tin tinin ten ten (We heard that too)

- Gain insights on your (over)spending habits with slice passbook 🕶

How do I get a slice card, you ask?

Download the app and let us take you on a journey. Apply & get approved within 5 minutes. Fast < Faster < Fastest < slice 💥

Working professionals, freelancers, even unpaid interns are eligible (we love you when the world doesn't). The best part: You don't need a credit score ♥️ Anyone above 18 can apply to get a slice card.

Still Got questions?

Reach out to us on the slice app, or email us at help@sliceit.com, or call us on 080 4709 6430. ✌️

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(4) Home Credit Personal Loan mobile loan

About us

Instant Personal Loan, Online Shopping, Online Loan, Instant Loan App

Home Credit, the most trusted Personal Loan App in India

● Loan Amount: ₹10,000 upto ₹5,00,000
● Minimum Annual Percentage Rate (APR): 19%, Maximum APR: 56%
● Minimum repayment period: 6 months, Maximum repayment period: 51 months
● Processing Fees: 0% to 5%
● If customers opt for a Value-Added Service, the fee for the same shall be levied additionally

Representative Example
For ₹10,000 borrowed for 12 months, with annual interest rate (APR) of 19%*, a user would pay:
>- Processing Fees = 0 %
>- Interest = ₹ 1900
>- Monthly EMI= ₹ 992

Total Amount Repaid after a year = ₹ 11900
*The annual interest rates and processing fee will vary as per the risk profile of the customers.
The maximum APR can go up to 56% (However, only a fraction of our customers get an interest rate higher than 30% per annum).These numbers are indicative & subject to change.

Key Points :
• Over 1 Crore satisfied customers
• More than 31,000 Partners Shops
• Presence across India in 300+ Cities

What's New :Shop from our wide range of exclusive offers on Flipkart. Avail the best prices on Mobile Phones, Laptops, TVs, Apparels, Electronics, Accessories & many more. Get the products delivered right at your doorstep. Explore the world of online shopping on Flipkart and enjoy the benefits!

Products for You:

Personal Loan- Home Credit offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply Personal Loan Online up to ₹5 Lakh with minimal documentation.

Home Appliance Loan- Get a Loan for Home Appliances like TV, Refrigerators, AC & many more on easy EMIs & flexible tenure.

Ujjwal Card EMI Solution- Apply for an Ujjwal Card & enjoy the benefits of a pre-approved limit of ₹ 50,000. Use this limit to buy products of your choice at more than 31,000 partner shops across India.

Add-on Features:
1. Dedicated section to View and download all loan-related documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc.
2. Pay your EMIs Online through debit card, net banking or UPI
3. Check your Loan details like EMI, due date, loan tenure etc.
4. Daily Horoscope & Games

Eligibility & Documents Required

1. You should be an Indian
2. Your Age requirements :
● Existing Home Credit Customers: 19 - 69 years
● New to Home Credit: 19 - 68 years
● Ujjwal Card EMI Solution: 18 - 65 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner

Why Choose Home Credit App for Personal Loan?

✔ Disbursal within 24 hours
✔ No Hidden Charges or Collateral
✔ A seamless digital experience, from loan application to repayment

How to Apply for Online Personal Loan?

Simple & hassle-free loan application process in a few easy steps:
1. Download Home Credit App from Play Store
2. Register on the App
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account

So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process and 5 mins loan approval.

We are India’s leading & most trusted NBFC in lending and finance.

Home Credit respects your Privacy
Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate the best offers for you.

Privacy Policy: https://www.homecredit.co.in/privacy-policy

Contact us
1. Email: care@homecredit.co.in
2. Website: https://www.homecredit.co.in/contact-us
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India

Download HomeCredit App Now!